Find the Best Health Plan for You

Our Mission at Employee Benefit Solutions

Navigating the healthcare landscape can be a daunting prospect for both employers and employees. Employee Benefit Solutions is committed to helping to make the process easier, more effective, and more affordable for everyone involved. Simply put, we are here to analyze your specific business variables to help you understand when it makes sense to select a traditional, fully funded healthcare plan—or when it doesn’t.

Getting more mileage from your healthcare dollars.

If a self-funded healthcare plan or minimum funded plan can offer more control and better value for you and your employees, we can guide you in making the right choices among the sometimes overwhelming array of selections that are available to you. Or, when all the evidence suggests you and your employees would be better served via a traditional plan, we have access to the nation’s top insurance companies for the best benefits to premiums ratio. But that’s only the beginning. A full analysis of claims experience, assessment of the employee population, projection of the company’s health trends, and other analyses are essential to determine the most effective plan design and structure given a client’s specific situation.

How can you attract and retain top talent when healthcare costs are out of control?

Employers can’t work effectively without the best and brightest employees to run the business. Employees can’t work effectively without access to quality healthcare to keep them in top form. Neither group is sustainable if their healthcare plan is not affordable, yet the average cost of an employer-offered healthcare plan for a family skyrocketed to $13,375 in 2009, up 131% over the past 10 years—and if this growth rate continues, by 2019 that figure could grow to nearly $31,000! To combat this trend, the professionals at Employee Benefit Solutions address each part of this balancing act with the right mix of flexible plan features, benefits, and cost containment measures; claims processing and efficient administration services keep current costs down; and strategic care management programs put a focus on health and wellness to keep future claims to a minimum. It’s all delivered by a friendly, professional support team who is attentive and responsive to your needs.

Projected Health Insurance Premiums for Family Coverage, Assuming Average Growth Rates, from 1999-2009 and 2004-2009

  • 1999-2009 (8.7%)

  • 2004-2009 (6.1%)

Note: Health insurance premiums projected for 2010-2019 assuming (1) that the average growth in premiums between 1999 and 2009 (8.7%) continues or (2) that the average growth in premiums between 2004 and 2009 (6.1%) continues. Source: Kaiser Family Foundations projections based on data from Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 1999-2009.

We believe that affordable healthcare shouldn’t be out of your reach.

Please call us (203) 563-0885 to find out more about how Employee Benefit Solutions is on a mission to make quality healthcare plans accessible, affordable, and sustainable for employers and their employees today.